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FOR PURPOSES OF THIS WEBSITE, AN INSTITUTIONAL INVESTOR IS:

1. A bank, savings and loan association, insurance company or registered investment company;
   
   
2. An investment adviser registered either with the Securities and Exchange Commission under Section 203 of the Investment Advisers Act of 1940 or with a state securities commission ( or any agency or office performing like functions); or
   
   
3. Any other entity (whether a natural person, corporation, partnership, trust or otherwise) with total assets of at least $50 million.

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